Three instalments
The purchase is split into three payments. Klarna currently describes Pay in 3 as interest-free instalments paid every 30 days.
Flexible ways to pay
Spread the cost with Klarna or Clearpay
Choose a flexible payment option at checkout and enjoy your new bed sooner.
Pay with Klarna
Select Klarna at checkout to see the payment options available for your order. Available options are shown before you confirm your purchase.
Example payment plan only. Actual availability, amounts and dates are confirmed by Klarna at checkout.
Shown at checkout
Choose Klarna where offered. Klarna decides which payment options are available for the order before it is confirmed.
Eligibility checks
Klarna may carry out a soft credit check for Pay in 3. Klarna states that a soft check does not affect your credit score.
Pay on time
Credit is subject to status. Klarna advises that terms, conditions and late fees may apply if payments are missed.
Example payment schedule
Klarna Pay in 3
Example order total£850.00
- PAYMENT 01At checkout£283.34
- PAYMENT 0230 days later£283.33
- PAYMENT 0360 days later£283.33
Example only. Actual amounts, dates and availability are confirmed by Klarna at checkout.
Pay with Clearpay
Choose Clearpay at checkout to split your purchase into four instalments, paid over six weeks. You will see the full schedule before confirming.
Example payment plan only. Actual availability, amounts and dates are confirmed by Clearpay.
Four instalments
Clearpay Pay in 4 divides an approved purchase into four interest-free instalments paid over six weeks.
First payment
Clearpay states that approximately 25% is normally paid at the time of purchase, with the remaining payments collected on the due dates.
Who can apply?
Clearpay requires customers to be aged 18 or over, be a UK resident excluding the Channel Islands, and meet its other eligibility requirements.
Missed payments
Clearpay currently states that late fees may apply and are capped at the lower of £24 or 25% of the order value for orders over £24.
Example payment schedule
Clearpay Pay in 4
Example order total£290.00
- PAYMENT 01At checkout£72.50
- PAYMENT 022 weeks later£72.50
- PAYMENT 034 weeks later£72.50
- PAYMENT 046 weeks later£72.50
Example only. Actual amounts, dates, spending limits and availability are confirmed by Clearpay.
How it works
The final payment options available to you are displayed securely during checkout.
- 01
Choose your bed
Add your chosen products to the basket and continue to checkout.
- 02
Select your payment option
Choose Klarna or Clearpay from the available payment methods.
- 03
Complete your order
Review the provider's terms and payment schedule, then confirm your purchase.
Contact Sleep Design Beds
Contact our team about the bed, product options, delivery, returns or an order placed with Sleep Design Beds LTD.
Contact the payment provider
Contact Klarna or Clearpay directly about approval decisions, payment dates, account access, late payments or an active payment plan.
Frequently asked questions
Will I be accepted?
Approval is decided by the payment provider. Available options will be displayed during checkout.
Are there any fees?
Review the payment schedule and current provider terms carefully before confirming your order. Charges may apply if payments are missed.
Can I use Klarna or Clearpay on every order?
Availability can depend on the order value, your details and the provider's eligibility checks. The options available to you will appear at checkout.
Who do I contact about my payment plan?
For questions about an active payment plan, contact Klarna or Clearpay directly. For questions about your bed or delivery, contact our team.
Please spend responsibly. Klarna and Clearpay are independent payment providers. Eligibility criteria, terms and late-payment consequences may apply. Payment options shown at checkout depend on your order and the provider's approval. Always check the provider's current terms before committing.